Top Mutual Funds Rankings July 2025

Stock Market Basics
Parth Khare
Parth Khare
Parth is Co-Founder and CEO of AlphaBots, he is responsible for research and new product initiative. He is also an expert algo trader and educator in this space.
July 31st, 2025 | 3 min

Ranking Methodology

Our Smart Approach: Multi-Timeframe Analysis

Our ranking system uses a clever, weighted method that looks at performance over different periods, giving more importance to how a fund performs over the long haul:

3 Months | 1 Year | 3 Years | 5 Years

Key Performance Metrics We Use

We check each fund using three main metrics, each given a fair weighting:

  • Annualized Returns:

    This tells us the fund's total return, adjusted for how long you've held it.

  • Sharpe Ratio:

    A fancy way to measure risk-adjusted returns, showing how much return you get for the risk you take.

  • Maximum Drawdown:

    This is the biggest drop a fund has experienced from its peak. A smaller number here means better protection during market dips.

How We Score Funds

  1. First, we figure out the performance metrics for each time period.

  2. Then, we normalize these metrics within each category and plan type, scaling them from 0 to 100.

  3. We apply balanced weights to these metrics to get a score for each timeframe.

  4. Next, we apply weights that favor long-term performance to get an overall score.

  5. Finally, we rank funds based on their combined score within their specific groups.

Regular Plans - Top Performers

Regular plans are suitable for investors who prefer advisor-assisted investing. Here are the top-performing Regular plan schemes: type: asset-hyperlink id: 3ZmXwwdmAouD3IKJNiasDR

Aggressive Hybrid - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN GROWTH

Bank of India Mutual Fund

-2.23

20.39

2

Bandhan Aggressive Hybrid Fund-Regular Plan Growth

Bandhan Mutual Fund

7.08

15.41

3

Kotak Aggressive Hybrid Fund - Regular Plan -Growth

Kotak Mahindra Mutual Fund

1.71

15.93

4

Edelweiss Aggressive Hybrid Fund- Plan B-Growth Option

Edelweiss Mutual Fund

2.63

18.01

5

Edelweiss Aggressive Hybrid Fund - Regular Plan - Growth Option

Edelweiss Mutual Fund

2.63

17.93

Arbitrage - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

HDFC ARBITRAGE FUND - Wholesale Growth Option

HDFC Mutual Fund

6.9

7.04

2

Kotak Arbitrage Fund - Regular Plan - Growth

Kotak Mahindra Mutual Fund

7.01

7.22

3

Invesco India Arbitrage Fund - Growth Option

Invesco Mutual Fund

6.95

7.2

4

UTI Arbitrage Fund - Regular Plan - Growth Option

UTI Mutual Fund

7.07

7.05

5

ICICI Prudential Equity Arbitrage Fund - Growth

ICICI Prudential Mutual Fund

7.02

7.04

Balanced Advantage - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option

Baroda BNP Paribas Mutual Fund

5.2

14.96

2

ICICI Prudential Balanced Advantage Fund - Growth

ICICI Prudential Mutual Fund

5.99

13.09

3

Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option

Aditya Birla Sun Life Mutual Fund

4.97

13.21

4

Invesco India Balanced Advantage Fund - Growth

Invesco Mutual Fund

3.01

13.71

5

Axis Balanced Advantage Fund - Regular Plan - Growth

Axis Mutual Fund

3.79

13.7

Balanced Hybrid - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Nippon India Balanced Advantage Fund-Growth Plan-Growth Option

Nippon India Mutual Fund

2.77

12.45

2

Nippon India Balanced Advantage Fund-Growth Plan-Bonus Option

Nippon India Mutual Fund

2.77

12.45

Conservative Hybrid - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

HSBC Conservative Hybrid Fund - Regular Growth

HSBC Mutual Fund

6.35

10.34

2

ICICI Prudential Regular Savings Fund - Plan - Growth

ICICI Prudential Mutual Fund

7.45

10.42

3

Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth

PPFAS Mutual Fund

7.66

11.67

4

Nippon India Conservative Hybrid Fund-Growth Plan

Nippon India Mutual Fund

7.82

8.87

5

UTI Conservative Hybrid Fund - Regular Plan - Growth Option

UTI Mutual Fund

6.29

10.13

Contra Fund - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Invesco India Contra Fund - Growth

Invesco Mutual Fund

1.71

21.12

2

Kotak Contra Fund - Regular Plan - Growth

Kotak Mahindra Mutual Fund

-2.57

21.59

3

SBI CONTRA FUND - REGULAR PLAN -GROWTH

SBI Mutual Fund

-2.87

21.79

Dividend Yield - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

ICICI Prudential Dividend Yield Equity Fund Growth Option

ICICI Prudential Mutual Fund

-0.5

23.84

2

UTI-Dividend Yield Fund.-Growth

UTI Mutual Fund

-3.83

19.6

3

HDFC Dividend Yield Fund - Growth Plan

HDFC Mutual Fund

-5.29

19.45

4

Tata Dividend Yield Fund-Regular Plan-Growth

Tata Mutual Fund

-5.13

17.47

5

Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)-Growth Plan

Sundaram Mutual Fund

-6.91

16.25

ELSS - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option

Motilal Oswal Mutual Fund

3.75

26.47

2

HSBC Tax Saver Equity Fund - Growth

HSBC Mutual Fund

7.88

19.87

3

SBI ELSS Tax Saver FUND - REGULAR PLAN- GROWTH

SBI Mutual Fund

-2.4

24.87

4

ITI ELSS Tax Saver Fund - Regular Plan - Growth Option

ITI Mutual Fund

-3.68

21.17

5

Nippon India Tax Saver (ELSS) Fund-Growth Plan-Growth Option

Nippon India Mutual Fund

-1.89

18.27

Equity Savings - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

SBI Equity Savings Fund - Regular Plan - Growth

SBI Mutual Fund

5.34

11.41

2

Edelweiss Equity Savings Fund - Regular Plan - Growth Option

Edelweiss Mutual Fund

7.31

11.17

3

Mirae Asset Equity Savings Fund- Regular Plan- Growth

Mirae Asset Mutual Fund

5.98

11.17

4

Invesco India Equity Savings Fund - Regular Plan - Growth

Invesco Mutual Fund

4.29

11.27

5

Kotak Equity Savings Fund - Regular - Growth

Kotak Mahindra Mutual Fund

3.41

11.38

Flexi Cap - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option

Motilal Oswal Mutual Fund

6.73

24.06

2

BANK OF INDIA Flexi Cap Fund Regular Plan -Growth

Bank of India Mutual Fund

-7.56

21.61

3

HSBC Flexi Cap Fund - Regular Growth

HSBC Mutual Fund

0.11

19.89

4

Parag Parikh Flexi Cap Fund - Regular Plan - Growth

PPFAS Mutual Fund

8.1

21.08

5

Invesco India Flexi Cap Fund - Growth

Invesco Mutual Fund

6.58

23.07

Focused Fund - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

HDFC Focused Fund - GROWTH PLAN

HDFC Mutual Fund

6.12

23.16

2

ICICI Prudential Focused Equity Fund - Growth

ICICI Prudential Mutual Fund

4.31

22.47

3

Bandhan Focused Fund - Regular Plan - Growth

Bandhan Mutual Fund

9.49

18.59

4

Invesco India Focused Fund - Growth

Invesco Mutual Fund

5.64

24.9

5

HSBC Focused Fund - Regular Growth

HSBC Mutual Fund

1.66

17.05

Large & Mid Cap - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Motilal Oswal Large and Midcap Fund - Regular Plan Growth

Motilal Oswal Mutual Fund

8.49

28.41

2

Invesco India Large & Mid Cap Fund - Growth

Invesco Mutual Fund

10.51

25.76

3

Bandhan Large & Mid Cap Fund - Regular Plan - Growth

Bandhan Mutual Fund

0.08

24.36

4

HSBC Large & Mid Cap Fund - Regular Growth

HSBC Mutual Fund

-3.4

19.52

5

HDFC Large and Mid Cap Fund - Growth Option

HDFC Mutual Fund

-2.04

20.95

Large Cap - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Nippon India Large Cap Fund- Growth Plan -Growth Option

Nippon India Mutual Fund

0.68

20.05

2

Nippon India Large Cap Fund- Growth Plan Bonus Option

Nippon India Mutual Fund

0.68

20.05

3

BANDHAN Large Cap Fund - Regular Plan - Growth

Bandhan Mutual Fund

1.55

16.11

4

ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Growth

ICICI Prudential Mutual Fund

1.12

18.65

5

Invesco India Largecap Fund - Growth

Invesco Mutual Fund

-0.22

16.63

Mid Cap - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Motilal Oswal Midcap Fund-Regular Plan-Growth Option

Motilal Oswal Mutual Fund

1.59

29.23

2

Invesco India Midcap Fund - Growth Option

Invesco Mutual Fund

11.66

28.15

3

Edelweiss Mid Cap Fund - Regular Plan - Growth Option

Edelweiss Mutual Fund

3.33

25.3

4

Kotak Midcap Fund - Regular Plan - Growth

Kotak Mahindra Mutual Fund

2.59

22.65

5

HDFC Mid Cap Fund - Growth Plan

HDFC Mutual Fund

1.66

27.15

Multi Asset - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Tata Multi Asset Opportunities Fund-Regular Plan-Growth

Tata Mutual Fund

4.96

14.96

2

UTI Multi Asset Allocation Fund - Regular Plan - Growth Option

UTI Mutual Fund

3.41

19.02

3

Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option

Nippon India Mutual Fund

9.52

18.18

4

SBI MULTI ASSET ALLOCATION FUND - REGULAR PLAN - GROWTH

SBI Mutual Fund

6.98

16.24

5

HDFC Multi-Asset Fund - Growth Option

HDFC Mutual Fund

6.36

14.08

Multi Cap - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Mahindra Manulife Multi Cap Fund - Regular Plan - Growth

Mahindra Manulife Mutual Fund

-0.83

21.14

2

Invesco India Multicap Fund - Growth Option

Invesco Mutual Fund

0.25

19.6

3

Axis Multicap Fund - Regular Plan - Growth

Axis Mutual Fund

2.37

22.63

4

ITI Multi Cap Fund - Regular Plan - Growth Option

ITI Mutual Fund

-5.62

20.62

5

Kotak Multicap Fund-Regular Plan-Growth

Kotak Mahindra Mutual Fund

-4.33

23.66

Sectoral/Thematic - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

Nippon India Taiwan Equity fund- Regular Plan- Growth Option

Nippon India Mutual Fund

30.38

24.91

2

LIC MF Infrastructure Fund-Regular Plan-Growth

LIC Mutual Fund

-5.04

28.83

3

SBI HEALTHCARE OPPORTUNITIES FUND - REGULAR PLAN -GROWTH

SBI Mutual Fund

16.86

28.26

4

ICICI Prudential Infrastructure Fund - Growth

ICICI Prudential Mutual Fund

-2.38

30.39

5

Franklin India Opportunities Fund - Growth

Franklin Templeton Mutual Fund

0.84

30.87

Small Cap - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

BANDHAN SMALL CAP FUND - REGULAR PLAN GROWTH

Bandhan Mutual Fund

5.49

30.93

2

Invesco India Smallcap Fund - Regular Plan - Growth

Invesco Mutual Fund

3.83

26.41

3

Tata Small Cap Fund-Regular Plan-Growth

Tata Mutual Fund

-0.29

24.82

4

HDFC Small Cap Fund - Growth Option

HDFC Mutual Fund

1.4

25.26

5

DSP Small Cap Fund - Regular - Growth

DSP Mutual Fund

2.18

21.67

Value Fund - Regular Plans

Rank

Scheme Name

Fund House

1Y Return (%)

3Y Return (%)

1

ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Growth

ICICI Prudential Mutual Fund

3.22

22.16

2

Nippon India Value Fund- Growth Plan

Nippon India Mutual Fund

-1.09

22.58

3

Axis Value Fund - Regular Plan - Growth

Axis Mutual Fund

-0.6

22.54

4

Aditya Birla Sun Life Value Fund - Growth Option

Aditya Birla Sun Life Mutual Fund

-6.86

20.22

5

DSP Value Fund - Regular Plan - Growth

DSP Mutual Fund

4.47

18.85

Direct vs Regular Plans Comparison

Head-to-head comparison of top performers in Direct and Regular plan categories:

Category

Direct Plan Winner

Direct Score

Regular Plan Winner

Regular Score

Winner

Advantage

Dividend Yield

ICICI Prudential Dividend Yield Equity F...

70.41

ICICI Prudential Dividend Yield Equity F...

70.42

Regular Plan

+0.01

ELSS

Motilal Oswal ELSS Tax Saver Fund - Dire...

88.64

Motilal Oswal ELSS Tax Saver Fund - Regu...

90.04

Regular Plan

+1.40

Balanced Advantage

HDFC Balanced Advantage Fund - Growth Pl...

64.27

Baroda BNP Paribas Balanced Advantage Fu...

73.58

Regular Plan

+9.31

Equity Savings

Edelweiss Equity Savings Fund - Direct P...

74.69

SBI Equity Savings Fund - Regular Plan -...

77.05

Regular Plan

+2.36

Conservative Hybrid

HSBC Conservative Hybrid Fund - Direct G...

66.92

HSBC Conservative Hybrid Fund - Regular ...

65.08

Direct Plan

+1.84

Small Cap

BANDHAN SMALL CAP FUND - DIRECT PLAN GRO...

79.16

BANDHAN SMALL CAP FUND - REGULAR PLAN GR...

79.39

Regular Plan

+0.23

Arbitrage

Tata Arbitrage Fund-Direct Plan-Growth...

74.99

HDFC ARBITRAGE FUND - Wholesale Growth O...

77.59

Regular Plan

+2.60

Sectoral/Thematic

Nippon India Taiwan Equity Fund- Direct ...

64.0

Nippon India Taiwan Equity fund- Regular...

63.67

Direct Plan

+0.33

Multi Cap

Nippon India Multi Cap Fund - Direct Pla...

76.28

Mahindra Manulife Multi Cap Fund - Regul...

68.86

Direct Plan

+7.42

Aggressive Hybrid

BANK OF INDIA MID & SMALL CAP EQUITY & D...

73.57

BANK OF INDIA MID & SMALL CAP EQUITY & D...

79.43

Regular Plan

+5.86

Contra Fund

Kotak Contra Fund - Direct Plan - Growth...

59.02

Invesco India Contra Fund - Growth...

52.59

Direct Plan

+6.43

Value Fund

JM Value Fund (Direct) - Growth Option...

61.86

ICICI Prudential Value Fund (erstwhile V...

59.27

Direct Plan

+2.59

Large Cap

Nippon India Large Cap Fund - Direct Pla...

75.6

Nippon India Large Cap Fund- Growth Pla...

71.63

Direct Plan

+3.97

Flexi Cap

Motilal Oswal Flexi cap Fund Direct Plan...

71.63

Motilal Oswal Flexi Cap Fund Regular Pla...

73.76

Regular Plan

+2.13

Focused Fund

HDFC Focused Fund - Growth Option - Dire...

62.51

HDFC Focused Fund - GROWTH PLAN...

62.92

Regular Plan

+0.41

Mid Cap

Motilal Oswal Midcap Fund-Direct Plan-Gr...

82.34

Motilal Oswal Midcap Fund-Regular Plan-G...

81.54

Direct Plan

+0.80

Large & Mid Cap

Motilal Oswal Large and Midcap Fund - Di...

94.59

Motilal Oswal Large and Midcap Fund - Re...

95.15

Regular Plan

+0.56

Balanced Hybrid

Nippon India Balanced Advantage Fund - D...

0.0

Nippon India Balanced Advantage Fund-Gro...

52.5

Regular Plan

+52.50

Multi Asset

quant Multi Asset Allocation Fund-GROWTH...

75.3

Tata Multi Asset Opportunities Fund-Regu...

64.4

Direct Plan

+10.90

Investment Recommendations by Risk Profile

Curated recommendations based on risk tolerance (Direct Plans only):

Conservative

Lower risk, stable returns

Rank

Scheme Name

Fund House

Category

Score

1Y Return (%)

3Y Return (%)

1

Tata Arbitrage Fund-Direct Plan-Growth

Tata Mutual Fund

Arbitrage

74.99

7.76

7.79

2

HSBC Conservative Hybrid Fund - Direct Growth

HSBC Mutual Fund

Conservative Hybrid

66.92

7.25

11.33

Moderate

Balanced risk-return profile

Rank

Scheme Name

Fund House

Category

Score

1Y Return (%)

3Y Return (%)

1

Nippon India Multi Cap Fund - Direct Plan Growth Plan - Bonus Option

Nippon India Mutual Fund

Multi Cap

76.28

1.64

25.25

2

Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option

Nippon India Mutual Fund

Large Cap

75.6

1.57

21.08

3

Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option

Nippon India Mutual Fund

Balanced Hybrid

0.0

3.99

13.84

Aggressive

Higher risk, higher potential returns

Rank

Scheme Name

Fund House

Category

Score

1Y Return (%)

3Y Return (%)

1

Motilal Oswal Midcap Fund-Direct Plan-Growth Option

Motilal Oswal Mutual Fund

Mid Cap

82.34

2.58

30.62

2

BANDHAN SMALL CAP FUND - DIRECT PLAN GROWTH

Bandhan Mutual Fund

Small Cap

79.16

6.88

32.82

3

Nippon India Taiwan Equity Fund- Direct Plan- Growth Option

Nippon India Mutual Fund

Sectoral/Thematic

64.0

32.2

26.69

Disclaimer: Past performance does not guarantee future results. This analysis is for informational purposes only and should not be considered as investment advice. Please consult with a qualified financial advisor before making investment decisions.

Generated by AlphaBots Mutual Fund Ranking System | August 01, 2025